Monday, June 23, 2008

Turn Personal Injury Payments into Power!!

One Woman's Story of Overcoming Pain and Loss.



Selling your structured settlement payments is easy!Chances are you missed work, you accrued debt, and bills are not slowing down. Too many individuals settle for small monthly payments not realizing they have the legal right to sell payments for a cash lump sum.

Maria Varges worked 8 years for the same company when she was the victim of negligence on the job. A shelf holding close to 300 lbs. of books came lose from their anchorage in the wall for lack of proper installation. It could happen to anyone, but it happened to Maria as she was standing on a step ladder. The force of the books slipping off the shelf onto her was more than enough to cause her to lose balance and fall.

The injuries left Maria unable to work for several months and with a mounting stack of medical bills. After nearly a year of waiting, she was awarded a personal injury settlement. The payments came too late. Without any income for almost a year, she had already been evicted from her apartment, had her car repossessed, and now lived with her two small children in a cramped home with her relatives.

This was certainly not the future she had planned. Before the injury, Maria was attending a local community college, working on her degree, and supporting family as a single parent. Thrifty shopping, and frugal spending had allowed her to save a small amount of money she had planned to put towards the purchase of her first home. It had been a struggle, but it all seemed worth it when she thought of owning a small piece of the American dream.

Now that dream had vanished and she felt as though her life became some twisted and cruel nightmare. Her credit was ruined, her education put on hold. Forced to rely on the help of family and friends, her self esteem had all but withered away.

The structured settlement payments were not enough to pay for rent for an apartment let alone anything else. Searching for ways to get back on her feet, Maria turned to the Internet. Maria had seen commercials on TV before. "Get Cash Now!" Sell Your Payments Today!" She decided to do some research, and what she found saved her life.

After careful study, Maria learned that insurance companies ultimately were the ones to profit from a loss. Although she was awarded a settlement, the insurance company would make enough interest to cover the small payment she received by not having to give her a one time lump sum.

Maria sat down, and made a list of her debt, goals, and dreams. She knew that if she could pay off her debt, and finish school she would be able to find a job that did not require physical labor, and she would once again be able to live independently of help and assistance from her friends and family.

The Internet proved to be a plethora of information regarding companies that would buy her structured settlement payments. Maria contacted several of the companies listed, and found that not only could she sell her payments, she needed only sell a number of them to receive the money she so desperately wanted and needed.

Maria learned how there was a difference in which payments she sold. Payments that she would receive in the next 5 years were more valuable then those she would receive in the last 5 years.

Payments from a structured settlement include interest that you have not earned yet in exchange for agreeing to wait years to receive the money. Add inflation, and increased living expenses, and those future payments would be worth next to nothing in coming years.

There was no time to waste. Maria shopped several companies. Making sure she got quotes from as many as possible. When she was finished she took in hand the largest 3 quotes she had received, factored in which companies offered her courteous and friendly service, and accurate and open honest answers to her questions.

It wasn't long before Maria recieved her money via a wire transfer. She utilized a non for profit credit counselig center to reduce some of the interest and debt that had buried her until now. Maria paid off her debt, and enrolled back in school full time.

Four years have passed since she received her lump sum cash payment. She still has payments left over that will provide added security, and now is the proud executive administrator of a large retail marketing firm. Her income pays for private schooling for her children, and monthly rent, and transportation.

It took four years to rebuild her life, but it would have been impossible without the large lump sum of cash she received from the sale of her payments. Now that she has improved her credit, shown a steady an increasing income from her job, she is looking forward to once again, owning her first home

"I may sell some more of my payments to use as part of my down payment on my new home," Maria stated. "I can also chose to buy my home using what I have and then pay down my mortgae instantly reducing my monthly mortgage amount. Either way, I am so grateful that I had family, friends, and a settlement purhcasing company that worked together with me to help me get back on my feet, and where I am today."

Don't let tragedy stop you. Learn how Woodbridge Investments can help you turn your perosnal injury payments into power like Maria did. We are here to help 24 hours a day 7 days a week.

Call, click, or chat online with a knowledgeable and friendly representative who will asnwer all your questions!

TOll FREE 1-866-865-7044

Get the Woodbridge Advantage Today!

2 comments:

Anonymous said...

I don't understand some points..
No problem. Gud luck

Eye said...

Wow nice blog and a real nice post, its very interesting about what you say there.
Agenzie modelle milano