Why do I have to wait to collect my money after winning the lottery? How can I get my money now?

You don't really get a million dollars when you win the lottery! You will either receive monthly, quarterly, or annual payments over (usually) a 20-year period. Over a twenty-year period, after taxes, you will get less than 50K a year. How much can you buy with that 50K in 10 years? Whatever it is, it will not have the buying power it has today. So why won't they give you your money in one lump sum now?

The lottery will not give you your winnings in one lump sum now because they are using the money to invest. They will invest your money letting it build interest to pay you your payments, and then some. They will make money on the money you are waiting for.

Every year, more and more people turn to companies to sell their lottery payments in exchange for a large lump sum now. Americans realize what they could do if they had a large lump sum of cash to invest, and the power to make their own decisions about how to invest it.

Woodbridge Investments has experienced professionals that have helped over a thousand people get the lump sum of cash that they need or want now.

Call or click today and get in control of your future, and your money!

1-866-865-7044

http://www.woodbridgeinvestments.com/quote_form.php

Nine Things you should know about Cashing in your Structured Settlement

Are you currently receiving a structured settlement payment? Are you considering selling them? If so, then there is some important information that you should know before you decide to sell.

A structured settlement is where the beneficiary of money receives payments of a set amount for a set amount of time. This time can be anywhere from months to years. There are many times when the beneficiary of the structured settlement payments may choose to sell their structured settlement payments.

Here are nine important details that you should know before you decide to cash in your structured settlement payments.

1. When choosing to sell your structured settlement payments, you have the option of selling all of them of just a few of them. For example, if you need to have access to $20,000 but have a total of $150,000 in payments available to you, you have the option of only selling the $20,000 worth.
2. When you sell your structured settlement payments any monies that you receive from this is tax free. Any taxes that are imposed on this money is the responsibility of the buyer.
3. If you decide to sell any or all of your structured settlement payments, they are sold at a discount.
4. Once your selling process has begun, you can expect the process to be completed between four to sixteen weeks. On average most people will receive their money in about eight weeks.
5. You should take into account inflation, and how it can affect your payments. If you are receiving a payment of $2,000 a month, for the time being that sounds like it will be plenty. But what about five years from now? Remember, your payments will stay the same regardless of inflation.
6. Many people are under the impression that selling their structured settlement payments is illegal. That statement is false. There is nothing illegal involved in this transaction. Many contracts say on them that they can not be bought, or transferred. That is there for the protection of the buyer, and can be legally maneuvered easily.
7. You should do your own independent research on any type of company with whom you are considering selling your structured payments to. It is important that you are dealing with a legitimate, and honest company.
8. There are different types of structured settlement payments that may be sold. These types of structured settlement payments include: lottery payments, payments for an injury that are court ordered due to a disability, and life insurance payments.
9. When you sell your structured settlement payments you are protected if the payer of the payments goes bankrupt, or defaults in anyway on the payments that you are to receive. After you sell your payments they become property of the buyer. Therefore if the payer does file bankruptcy or defaults on the payments it will not have any effect on you at all.

As with any financial decision, it is best to meet with a financial advisor before making any final decisions regarding your structured settlement payments. A financial advisor can help you make the correct decision when you are considering selling your structured settlement payments

Structured Settlements, Annuity and Lottery Payments: How to get your money now!

Thousands of Americans collecting structured settlement, annuity, or lottery payments don't want to wait months or even years to get their money. For recipients who do not want to wait on periodic payments or for those whose circumstances have changed and need money now, there are many companies that will buy your future payments and give you a lump sum now.

What is the first step?

First you will need to determine what your financial needs and goals are, both immediately and long term. Only you and your family can decide. This is a personal decision and should be looked at very carefully before conducting any transactions. Once you have evaluated your needs, decide how much money you want or need.

Get a quote!

When choosing to sell structured settlement, annuity, or lottery payments you should get at least three to four quotes, also commonly referred to as an appraisal of payments. These quotes or appraisals will tell you how much your future payments are currently worth as a lump sum.

You can choose to sell all or part of your payments. The value of your payments is determined by inflation, and TVM (Time Value of Money). Structured settlement, annuity, or lottery payments lose value as time goes on. Your initial 5 or 10 years of payments are worth more then the last 5 or 10 years.

Why are your payments not all worth the same?

A portion of your payment already includes a certain amount of interest you have not earned yet. The same dollar amount in ten years will not be worth as much as the dollar amount today due to inflation and increased costs of living. When you sell payments the interest that you have not earned yet is factored into the dollar amount of your quote. Since you no longer have to wait ten or twenty years for this money, you will not earn interest on it either.

Deciding which structured settlement company you will sell payments to.

There are so many companies competing to buy your structured settlement and annuity payments that it is almost guaranteed that you will get the largest lump sum possible. However, there are some that will offer to beat any other written offer, or even allow you to sell payments outside of the guaranteed period. Look for a company that has been established for a while. Avoid companies that try to pressure you. There should never be a feeling of obligation.

What comes after you get a quote for your settlement, annuity, or lottery payments?

After you have found out how much your payments are worth, you know how much money you want or need, and you have decided you want to sell your payments, you will need to get a copy of your proof of benefits. The company purchasing your payments will require you to show proof of your settlement agreement. Once your benefits have been verified the settlement purchasing company will supply you with information on the transaction in detail and a court will review the transaction to make sure that selling your payments is in fact in your best interest and that it will not negatively or adversely affect you or your family.

How long will it take to get your money?

Depending on which state you live in, where your case was settled, and the court reviewing your sale. The entire process can take 45-90 days. Usually your money will be wire transferred to you as soon as the company is notified that your transaction has been approved.

To find out how your right to sell your payments are protected
and
to get more information call toll free 1-866-865-7044.
Get informed, get the advantage, and get ahead!
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Turn Personal Injury Payments into Power!!

One Woman's Story of Overcoming Pain and Loss.

Chances are you missed work, you accrued debt, and bills are not slowing down. Too many individuals settle for small monthly payments not realizing they have the legal right to sell payments for a cash lump sum.

Maria Varges worked 8 years for the same company when she was the victim of negligence on the job. A shelf holding close to 300 lbs. of books came lose from their anchorage in the wall for lack of proper installation. It could happen to anyone, but it happened to Maria as she was standing on a step ladder. The force of the books slipping off the shelf onto her was more than enough to cause her to lose balance and fall.

The injuries left Maria unable to work for several months and with a mounting stack of medical bills. After nearly a year of waiting, she was awarded a personal injury settlement. The payments came too late. Without any income for almost a year, she had already been evicted from her apartment, had her car repossessed, and now lived with her two small children in a cramped home with her relatives.

This was certainly not the future she had planned. Before the injury, Maria was attending a local community college, working on her degree, and supporting family as a single parent. Thrifty shopping, and frugal spending had allowed her to save a small amount of money she had planned to put towards the purchase of her first home. It had been a struggle, but it all seemed worth it when she thought of owning a small piece of the American dream.

Now that dream had vanished and she felt as though her life became some twisted and cruel nightmare. Her credit was ruined, her education put on hold. Forced to rely on the help of family and friends, her self esteem had all but withered away.

The structured settlement payments were not enough to pay for rent for an apartment let alone anything else. Searching for ways to get back on her feet, Maria turned to the Internet. Maria had seen commercials on TV before. "Get Cash Now!" Sell Your Payments Today!" She decided to do some research, and what she found saved her life.

After careful study, Maria learned that insurance companies ultimately were the ones to profit from a loss. Although she was awarded a settlement, the insurance company would make enough interest to cover the small payment she received by not having to give her a one time lump sum.

Maria sat down, and made a list of her debt, goals, and dreams. She knew that if she could pay off her debt, and finish school she would be able to find a job that did not require physical labor, and she would once again be able to live independently of help and assistance from her friends and family.

The Internet proved to be a plethora of information regarding companies that would buy her structured settlement payments. Maria contacted several of the companies listed, and found that not only could she sell her payments, she needed only sell a number of them to receive the money she so desperately wanted and needed.

Maria learned how there was a difference in which payments she sold. Payments that she would receive in the next 5 years were more valuable then those she would receive in the last 5 years.

Payments from a structured settlement include interest that you have not earned yet in exchange for agreeing to wait years to receive the money. Add inflation, and increased living expenses, and those future payments would be worth next to nothing in coming years.

There was no time to waste. Maria shopped several companies. Making sure she got quotes from as many as possible. When she was finished she took in hand the largest 3 quotes she had received, factored in which companies offered her courteous and friendly service, and accurate and open honest answers to her questions.

It wasn't long before Maria recieved her money via a wire transfer. She utilized a non for profit credit counselig center to reduce some of the interest and debt that had buried her until now. Maria paid off her debt, and enrolled back in school full time.

Four years have passed since she received her lump sum cash payment. She still has payments left over that will provide added security, and now is the proud executive administrator of a large retail marketing firm. Her income pays for private schooling for her children, and monthly rent, and transportation.

It took four years to rebuild her life, but it would have been impossible without the large lump sum of cash she received from the sale of her payments. Now that she has improved her credit, shown a steady an increasing income from her job, she is looking forward to once again, owning her first home

"I may sell some more of my payments to use as part of my down payment on my new home," Maria stated. "I can also chose to buy my home using what I have and then pay down my mortgae instantly reducing my monthly mortgage amount. Either way, I am so grateful that I had family, friends, and a settlement purhcasing company that worked together with me to help me get back on my feet, and where I am today."

Don't let tragedy stop you. Learn how Woodbridge Investments can help you turn your perosnal injury payments into power like Maria did. We are here to help 24 hours a day 7 days a week.

Call, click, or chat online with a knowledgeable and friendly representative who will asnwer all your questions!

TOll FREE 1-866-865-7044

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Structured Settlement purchasing companies are providing more aid then Bush's stimulus package

"Structured Settlement purchasing companies are providing more aid than Bush's stimulus package to families like mine," says LA resident Leza Fayor.

Americans feeling the cash crunch are anxiously awaiting their stimulus check from Uncle Sam, and tens of thousands more wait monthly for their small checks from a settlement, lottery, or annuity. Many of us are unaware as to how our government can afford to allocate funds such as those distributed within the stimulus plan when already we are facing a national deficit of well over 50 trillion dollars. One of the answers to this question lies in the little known truth that the check you are going to receive from Uncle Sam is nothing more than a interest free loan on monies you would be entitled to next year.

Some people are questioning why they were not given an opportunity to either decline or accept this offer. "Had I known that the check I got from the stimulus package was going to affect my return next year, I may have chosen to decline the money they want to give me this year." was a sentiment expressed and echoed by many, including Tom Jacobson, a North Carolina resident and current small business owner.

With an economy that is seeing an average nationwide cost of gas per gallon at around $4.20 for mid grade, and the cost of consumer goods rising, many families and individuals are finding it hard to make ends meet. The housing market has not fared much better, although there are new improved loan programs for those who qualify, many do not meet the required credit criteria and even more are unable to set aside savings towards the down payment on a home.

Individuals receiving payments from structured settlements, lotteries, personal injury, and annuities are finding creative ways to make their money work for them now rather than waiting to collect future payments. Periodic payments that once served as a cushion or supplemental income are shrinking in buying power.

For so many people and their families, they just need a little extra boost to get them restarted on the path to financial recovery. Hoping that their stimulus checks will help boost the economy, President Bush feels that this will do the trick. Unfortunately the average household will spend that one check on less than a month's worth of groceries.

Companies like Woodbridge Investments and JG Wentworth who purchase payments from settlements, annuities, lottery winnings, and mortgages are making it even easier for recipients to get their money now. Realizing that American families all over are facing a time of need, cash flow purchasing companies such as these have increased their funding to accomodate the steadily increasing number of people who just cannot afford to wait for a monthly check and want to sell future payments now.

To get more information and to find out how you can get a large lump sum of cash now, call toll free 1-866-865-7044 ro get an online quote at www.woodbridgeinvestments.com today!

Can you hear your settlement money turning to pocket change?

Like so many people receiving structured settlement payments, you may be one of them seeing your money turn into pocket change.

Inflation, increased oil prices, gorcery shopping breaking the bank. It's hard to go anywhere these days without noticing how much less you are getting for each and every dollar.

April 22, 2008: 4:42 AM EDT


NEW YORK (AP)-

With gas prices now averaging $3.51 a gallon nationwide, according to AAA and the Oil Price Information Service, more and more Americans who have to drive are weighing the need for each and every trip.

"To get to the doctors and all that, it's an awful lot of money," said Carol Licata, a 75-year-old retiree from Arnold, Pa., who said a larger portion of her fixed income is now going toward gas. "I don't drive that often, but have to take necessary trips ... and (gas) takes a big chunk out of our budget."
CNNMONEY.COM

Many individuals collecting payments from structured settlements or annuities have already realized that the periodic payments they once agreed to are restrictive and not enough.


For most people, the idea of a structured payment schedule can be the perfect choice, provided they have done the research in the beginnning to determine how they will receive their paymnets and have made accomodations for future increases in living expenses and incidentals.


Many people do not realize when a structured settlement is first put into place, you cannot make any future changes. Every amount of money to paid to you is laid in advance on a schedule that is "structured". You will receive a determined amount of money in determined incremements over a specified period of time.


Since the inception of structured settlements in the early eighties our country has seen a flourishing and growing group of companies like JG. Wentworth or Woodbridge Investments who will provide a lump sum in exchange for the rights to receive these payments. Collectively these companies are part of or better known as the "cash flow or settlement purchasing industry".


Settlement purchasing companies have proved a valuable source of help for thousands of Americans who realized and found out that the restrictive small periodic payments they were receiving were of little or no help at all. An individual can receive a one time large lump sum of money when they sell all or some of their payments.

Feel like your stuctured settlement money is years away? Find out how you can bridge the gap between you and your money.

The startling truth about periodic payments? Its YOUR money!

You are about to join the tens of thousands of individuals who are finding out how their right to sell structured settlement and annuity payments can provide them with the money they need or want now. You do not have to be forced to wait months, years, or even a lifetime to see your money in your pocket.

Getting your money in a large lump sum can give you power to negotiate debt balances, buy a home, purchase a car, or even provide a college education for yourself or a child.

How many times have you said to yourself, "If only I had the money to pay off this credit card!" or"Hhow can I afford tuition for my child?" Have you wonderred how you are going to come up with the increasingly typical 20% down payment to buy your first home?

Who can put a price on peace of mind?

Woodbridge Investements buys all types of structured settlement payments, annuities, and lottery winnings for cash. Your money can be in your hands in as little 60-90 days. We will show you how we have helped so many people just like you get their money now.

Flexible and intelligently designed programs tailored to meet the needs of our valued customers makes Woodbridge Investments the number one choice for Americans who want to sell their future payments for cash now.

Flexible and intelligently designed programs tailored to meet the needs of our valued customers makes Woodbridge Investments the number one choice for Americans who want to sell their future payments for cash now.

We will provide you with a free appraisal of your payments so that you can find out just how much your structured settlement, annuity, or lottery payments are worth. It only takes a few minutes and there is no obligation.

The choice to sell your future payments is one that can only be made by you, and should be carefully considered before entering into any agreement.

Once you have decided selling all or some of your payments is the right choice for you, Woodbridge will educate and provide you with various different programs that will meet your immediate and long term goals, and make sure you get the guaranteed largest lump sum of cash for your payments.

Making the call to get your free quote is the first step. Just let us know how much your payments are, how often you recieve your payments, and how many are left.

That's it! It's that easy.

You can call, click or chat!

Call toll free 1-866-865-7044 or visit us on the web at www.woodbridgeinvestments.com and chat with a live representative, or just fill out our easy no nonsense free quote form and a professional account representative will contact you with all the answers to any questions you may have.

Learn how you can get the Woodbridge Advantage to work for you right away.